That really is something.ĭaughter: I couldn’t have done it without you Dad.
Narrator: You’re in control every step of the way.ĭad: Wow, your first house.
Narrator: Pick up where you left off even on a different device and lock your rate to avoid the risk of rising rates, or leave it open and lock later.ĭad: Alright but what if you have questions?ĭaughter: I can talk to a lending specialist if I want. Let me grab my coat, we’ll run to the bank and see what they have to offer.įather: Honey the rates are low right now we should try to lock it in if we can. Narrator: At any point, you can save your application for later.įather: Oh great. Narrator: You can review loan options and select features that matter to you…ranging from lower closing costs to lower monthly payments.įather: I can’t find my car keys. Narrator: Reduce paperwork and save time every step of the way. Narrator: Bank of America’s Digital Mortgage makes it simple and easy to apply for your mortgage online and on your time.įather: You’re gonna need these.
Narrator: Applying for a mortgage doesn’t have to be stressful…įather: Hey honey. Select the About ARM rates link for important information, including estimated payments and rate adjustments. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5y/6m ARM, 7 years for a 7y/6m ARM and 10 years for a 10y/6m ARM the 6m shows that the interest rate is subject to adjustment once every six months thereafter). Should you choose to waive escrows, your rate, costs and/or APR may increase. Advertised loans assume escrow accounts (monthly collection of subject property taxes and any applicable homeowners insurance with your monthly principal and interest payment) unless you request otherwise and the loan program and applicable law allows. Any other fees such as property tax and homeowners insurance are not included and will result in a higher actual monthly payment. Monthly payments shown include principal and interest only, and (if applicable), any required mortgage insurance. Chart accuracy is not guaranteed and products may not be available for your situation. Your actual rate and APR may differ from chart data. Advertised rate, points and APR are based on a set of loan assumptions (refer Loan assumptions and disclosures above for important information). Through UnitedHealthcare, UMR and HealthSCOPE Benefits creates and publishes the Machine-Readable Files on behalf of Hallmark Home Mortgage.Chart data is for illustrative purposes only and is subject to change without notice. Visit: for complete licensing information. Not all offices are licensed in all states. Terms, conditions and programs are subject to change without notice. This is not a commitment to lend nor an offer to enter into a rate lock agreement. There is no guarantee that all borrowers will qualify. NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Hallmark Home Mortgage, LLC (NMLS # 53441) is not licensed to originate in all states. Customers were not compensated for their reviews/comments but were informed that the submittals may be used in Hallmark Mortgage LLC advertising. Reviews and comments have been submitted by customers voluntarily, are solely the views of such customers, and have been screened by Hallmark Mortgage LLC prior to publication in accordance with our guidelines. Hallmark Home Mortgage is not endorsed by any government agency. Hallmark Home Mortgage, LLC (NMLS # 53441) is an Equal Housing Lender.
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